Fire Insurance - Editor's Dispatch

The integration of technology into the fire service has significantly enhanced operations, but it has also introduced new vulnerabilities. Cybersecurity has become a concern for fire departments, possibly impacting their ability to respond effectively to emergencies and protect communities.   Potential problems emanating from cybersecurity concerns include a disruption of a community’s emergency response system. False alarms could result from malicious computer hackers manipulating...

NFPA 1900, a new standard, applies to any fire apparatus purchased beginning in January 2024. The National Fire Protection Association (NFPA) has introduced a new, broader standard that encompasses the content previously contained in separate standards for automotive, wildland fire, aircraft rescue and firefighting vehicles, and automotive ambulances. The new standard is a soft-covered book containing 375 pages and incorporating 34 chapters and 10 indexes. NFPA 1900 Standard Most fire departm...

An ISO rating is a score between one and ten that indicates how well a fire department serves its local community. Determined by the Insurance Services Office, Inc. (ISO), a subsidiary of Verisk Analytics, the rating is based on a Fire Suppression Rating Schedule (FSRS). The lower the score, the better the rating, with a score of one being the best possible rating.   Evaluation criteria For communities, the ISO rating is a reference to an agency’s capabilities to extinguish a...

Technology increasingly makes it possible to identify wildfires early and before they get out of control.  Networks of video cameras watch wildlands for the first hint of fire, and now artificial intelligence (AI) is being deployed to interpret data from those cameras and alert personnel about an imminent wildfire sooner than ever. FireScout AI FireScout is an AI program seeking to address the issue of wildfires. Using AI, the program can create awareness and “understand” smo...

Information systems drive greater situational awareness when emergency responders are rushing to the scene, including access to live-911 audio feeds, video of the unfolding emergency, and/or geographic information showing the locations of fire hydrants and the best travel route to ensure the most rapid response. Information tools to manage emergency response include the locations of teams, vehicles, and personnel available in three dimensions, including locations in a multi-story building. Pan...

In Ann Arbor, Michigan, USA, in May 2022, a helmet camera recorded firefighters extinguishing a truck fire along I-94, catching every detail as sparks flew and firefighters hosed down the truck to suppress the blaze. Firefighters also hosed down the grass on the side of the freeway to put out hot spots and prevent a grass fire, MLive.com reported. The helmet-cam was part of a voluntary program that involves Ann Arbor firefighters wearing cameras when responding to active structure fires to cap...

Among the ways, garments protect firefighters is by reducing the heat stress and discomfort created by the need to carry heavy gear. Making the garments more comfortable to wear means less physical stress. Garments also help to protect firefighters from the toxic elements in the fire environment. The extent to which plastic materials can generate toxic smoke when they burn has previously been ignored but is now better understood. Concerted effort to understand end user As a manufacturer of fi...

Virtual reality (VR) is an emerging tool in the fire service. In addition to its role in firefighter training, it is also emerging as a useful means of education about fire prevention. Home Fire Sprinkler Association (HFSA) is using VR to demonstrate up close and personal the revelatory fire prevention role of home fire sprinklers at the early stages of a fire. VR experience A VR video available from HFSA demonstrates how fire spreads in two identical rooms in a single-family home in Ashland C...

A new floating fire station in San Francisco, USA is designed to provide fast response to a variety of emergencies, to adapt to the rise and fall of the natural tide of the bay, and to withstand future sea level changes tied to global warming. Fireboat Station 35 Fireboat Station 35 is berthed at Pier 22-1/2, just north of the Bay Bridge, along the Embarcadero at Harrison just south of the Ferry Building, in San Francisco, California, USA. It is a 14,900-square-foot, two-story fireboat station...

In the case of mixed commercial and residential premises, approaches to ensure fire protection can be complicated. While one fire protection approach might be best suited to a commercial facility, a different process might be optimal in case of a residential fire. Combining the two types of facilities requires a delicate balance to serve both sets of needs. Towyn fire incident Recently in Towyn, in Wales, UK, for example, a serious blaze was reported in a residential flat above a takeaway rest...

Trends, such as social distancing and breakdowns in group interactions are changing the emergency response needs in Suffolk County, New York, and other communities around the world. In the new normal, there are also fewer opportunities to identify someone, who might need mental health services or be in crisis. Residents are more likely to push aside signs of anxiety and depression, until they become more severe. Suffolk County affected by COVID-19 Suffolk County was an epicenter of the COVID-1...

Electronic devices help to manage the flow of information at a fire scene, but how to provide the information that each firefighter needs in a simplified format, which is conducive to high-stress, minute-by-minute decision-making? That’s the mission of Qwake Technologies and their C-THRU platform, which seeks to improve the performance and safety of critical workers, in dangerous environments. C-THRU platform with AI The C-THRU platform simplifies a flood of complex data from multiple so...

Back in Indianapolis for the first time since 2019, FDIC International 2021 offered a full slate of conference sessions, hands-on training and equipment exhibitions. Attendance was down, but everyone appeared happy to be back at the show, after cancellations and delay caused by the COVID-19 pandemic. Masking compliance was low, despite continuing concerns about COVID-19 and the Delta variant. There was little social distancing. In many respects, the show seemed back to normal. A highlight of t...

Many restaurants around the world are suffering from loss of income due to the COVID-19 pandemic. The situation has made fire prevention a lower priority. Fire authorities should work with restaurant owners and associations to address this issue and offer guidelines and training to increase awareness in the community. Restaurant fires account for about 6% of all non-residential building fires reported to fire departments each year, according to the National Fire Incident Reporting System (NFIRS...

The COVID-19 pandemic’s impact on the fire service will continue at least through 2021 and possibly for years to come. Specifically, several aspects of the pandemic have impacted the fire service long-term and have possibly changed it forever.  More awareness of Health Issues For one thing, the pandemic has heightened awareness about issues of health and wellness of firefighters. In this regard, COVID-19 has been just the latest in the series of health and wellness issues surroundin...

Andrew and Nicola Forrest have committed 50 million Australian dollars (US$35 million) to the Fire and Flood Resilience initiative through Minderoo Foundation, with a goal of raising an additional 450 million (US$320 million) in direct or in-kind support over the life of the program. The goal of the ambitious investment is to make Australia the global leader in fire and flood resistance by the year 2025. It is an audacious vision that requires an innovative approach, and the organization takes...